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Insurance
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What is “MSP (Medical Services Plan)”?
The Medical Services Plan of British Columbia (MSP) is the government-administered, single-payer health insurance scheme in the Canadian province of British Columbia, operating under the auspices of the country's national Medicare program. Under the Canadian constitution, provinces are responsible for the delivery of health care, while the national Canada Health Act ensures access to universal health care for all citizens of the country.
The plan covers medically required services provided by a physician enrolled with MSP; maternity care provided by a physician or a midwife; medically required eye examinations provided by an ophthalmologist or optometrist; diagnostic services, including x-rays and laboratory services, provided at approved diagnostic facilities, when ordered by a registered physician, midwife, podiatrist, dental surgeon or oral surgeon; dental and oral surgery, when medically required to be performed in hospital; and orthodontic services related to severe congenital facial abnormalities.
Medical Insurance in Canada:
The health care insurance program for each Canadian province, known as Medicare, covers the cost of basic medical treatment. What is covered by Medicare and what is excluded varies from province to province.
Medicare inclusions
Typically the following health care services are covered by Medicare:
Most examinations and treatment by doctors (general practitioners as well as specialists)
Many types of surgery
Hospital care
X-rays
Many laboratory tests
Most vaccinations for children
Medicare exclusions
Usually Medicare does not cover the following health care services:
Ambulance services
Prescription drugs administered outside of a hospital setting
(i.e., drugs that your doctor prescribes and that you purchase from a pharmacy-note that this includes insulin for diabetics)
Dental care
Glasses and contact lenses
Non-essential surgical procedures
(the exact list varies from province to province, but may include certain types of cosmetic surgery, etc. )
But please remember that these lists vary from province to province, and you need to clarify what Medicare does and does not cover in the province to which you will be moving.